If you are financially literate this means that you understand money and how to manage it. You understand all of the ins and outs of paying bills, saving money, borrowing money, investing and planning for your retirement. Financial knowledge is not something that is taught in schools and a person has to learn through trial …
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READ MOREA lot of the decisions that we make on a daily basis are influenced by money. When you have financial goals in place, you’ll feel more confident about the decisions you are making and you’ll feel the effects in many aspects of your life. A lot of people spend days upon days thinking or worrying …
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READ MOREStudent debt loans have become a crisis situation in Canada as more students take out these loans and in larger amounts. In terms of insolvencies, student debt was responsible for 17.6% of them back in 2018. This means that approximately 22,000 student debt holders filed for insolvencies during that year since they couldn’t deal with …
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READ MOREUnexpected expenses can arise from time to time no matter how well you are able to manage your budget and money. Whether you need an urgent loan to repair your car, pay a tax bill or repair your washing machine, these expenses seem to fall out of the sky out of nowhere. They can leave …
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READ MOREWhen you’re looking to get cash for gold you’ll want to make sure that you’re receiving the highest price possible for it. You don’t want to end up with $200 for your unused gold when it’s worth at least twice that amount. Find out how to sell gold for the highest price possible by reading …
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READ MOREWhen your finances are in a mess and you don’t know how to get started, everything can seem quite confusing. You may have dug yourself into a financial hole and have no idea how to get out of it. In other cases you may not have a big financial mess to deal with but simply …
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READ MOREYou’re planning your next vacation and if you’re like most people you’re already getting excited about it. You may be working on a budget in terms of the trip and want to know some great tips to help you save money for the holiday and spend wisely while you’re there. Here are some fantastic travel …
READ MORERetirement is a topic that should be on everybody’s mind from a young age. The sooner you plan for your golden years, the better off you will be. Retirement itself can be complicated even if you don’t have financial concerns to worry about. If you don’t have enough money, however, your problems will be compounded. …
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READ MOREMany people have considered buying gold as an investment but haven’t acted on it since they haven’t found out all the details about the ins and outs of this type of investment. Many other people, on the other hand, have spent money on gold and stuck it away for future use. Others have bought this …
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READ MOREMany of us are dealing with debts and are looking for extra ways to pay them down faster. If you have borrowed some money and are looking for ways to earn an extra income, here are some unique and fun ideas to help you get some more cash into your pocket. The income earned from …
READ MOREIf you have any questions about Money Direct products and services, please send us an email and our staff will be happy to assist. For loan application inquiries, call directly or visit any of our convenient locations across the GTA, Nova Scotia and Bristish Columbia.
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*The Cost of Borrowing at Money Direct in Ontario is $15.00 per $100 advanced. On a $500.00 loan for 14 days, the total payback amount is $575. Total cost of borrowing $75, 391.07% APR. The maximum allowable cost of borrowing under the Payday Loan Act in Ontario is $15 per each $100 advanced. The Cost of Borrowing at Money Direct in Nova Scotia is $19.00 per $100 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $57, with a total payback amount of $357. The maximum allowable cost of borrowing under the Consumer Protection Act in Nova Scotia is $19 per each $100 advanced. Payday Loans are High-Cost Loans.
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