There are certain times in life when you need money and you need it now. Emergencies can come up at any time and it’s not always possible to be prepared for them ahead of time. This is especially true during the pandemic and these uncertain times. Fortunately, there are ways to get instant cash on the spot when you need it the most. Some of these include the following:
- Cheque Cashing
- Payday Loans
- Sell Gold Jewellery
Any of these 3 methods give you the opportunity to get cash on the spot when you need money right away. When times get tough, you need to fight back and take control of the situation one way or another.
Payday loans are an exceptional solution to help manage your monetary emergencies. Whether you have bills that are overdue or unexpected expenses that have come up suddenly, payday loans Toronto may be the best answer for your troubles.
You only need to meet a few requirements in order to get approval for this type of loan. There is no check required of your credit history so if you have bad credit or no credit history it won’t make a difference regarding an approval. As long as you have a steady paycheque coming in and can show proof of that, there is a very good chance that you will get approved for a payday loan on the same day you apply. If you apply later in the day or during the evening hours, there is the possibility that you may have to wait until the next morning to find out about the status of your loan application.
This is a quick process and it won’t take a lot of effort or time on your part to submit any necessary paperwork. When you compare this to conventional loans that you can get at Canadian banking institutions, you can see that the process is a lot faster and easier. In many cases you will have to wait a week or 2 to hear back from the bank regarding your loan application. During this time the emergency may be worsening. When you need fast cash to handle a situation, think of payday loans Toronto first.
Payday Loans Repayments
These are short-term loans that you’ll need to repay once you get your next paycheque. You must keep this in mind and budget your money accordingly so that you’ll have enough cash to get by once you have paid back the loan. It’s best to sit down with pen and paper and a calculator by your side to make sure that you’ll be able to repay the loan once you receive your next pay.
Fortunately, you don’t have to put down any type of collateral to take out payday loans Toronto. The steady pay you receive is enough to show that you’ll have the means to pay back the loan. The amount you’ll be approved for will all depend on the income you receive. Once you have submitted your application you’ll find out how much you have been approved for.
There may be times when you need to make use of cheque cashing services. These services allow you to cash a cheque on the spot without having to wait for it to clear through the bank. Many banks will hold a cheque for 5 days or longer, which means you won’t have immediate access to your hard-earned money.
When you use a cheque cashing Toronto service, however, the business will verify your cheque on the spot to make sure that the funds can be released right away. This means that when you walk into a cheque cashing facility in the GTA you will walk out with money in your pocket.
Traditional banking systems across Canada have complex and complicated cheque verification procedures that have been put in place to protect themselves. While this is all fine and good for the bank, it isn’t the best scenario for customers. There may be times when you need access to your money immediately and you’d have to wait. Our process is much easier and we only charge a small fee for cashing your cheque immediately for you.
Sell Gold Jewellery
Another way to get instant money is to sell any old, unwanted jewelry that you may have. A lot of people have old jewelry tucked away that they haven’t worn for years and don’t plan on wearing in the future. Sometimes a person may have gold jewelry that they have completely forgotten about.
When you sell gold jewellery Toronto you’ll be given cash for it instantly. The business will test the metal to make sure that it is in fact gold and to find out how pure it is. It won’t take long for this test to be conducted.
The next step is to weigh the gold and to give you a quote for it. You’ll find that the prices we pay for gold are very competitive in today’s market. When you are having a hard time paying your bills, getting enough together for rent or just want to have some extra spending money in your pocket, you can sell gold jewellery Toronto for instant funds.
There are times when we can wait for money to arrive and other times when we need it immediately. When you use the solutions mentioned above, you’ll have access to quick cash when you need it the very most. When you can’t wait 5 days for a cheque to clear or a week or 2 to find out if you have been approved for a bank loan, think of payday loans Toronto and cheque cashing Toronto. You can also sell gold jewellery Toronto or any other gold pieces you may have for fast cash.
Learn more about our instant money solutions by visiting our website now at moneydirectstore.ca. When you need money now, we are here to help!