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Why It’s Important to Keep on Top of Your Credit Score


In today’s world, your credit score tells the story of your reliability and how much trust a lending institution can provide to you. It’s a lot easier today than it ever was before to keep on top of your credit score to make sure that everything is fine.

It wasn’t too long ago when you would have to phone in and ask for a written copy of your credit report and wait until it was mailed out to you. Now, there are different websites available online that allow you to see your credit report and your score immediately and you can access these websites and all of the data free of charge.

When you credit score starts to go down, you need to get a handle on it immediately. What is causing your score to decline? Sometimes all it takes is a late payment on one of your credit cards to see your score go down. Maybe you missed one of your cell phone payments and it was reported to the credit bureau. By keeping a close eye on things you’ll be able to make sure that you handle all your payments on time every month without fail to keep your score as high as possible.

There are certain times when you may not be able to make a payment for one reason or another. In life an emergency may come up from time to time that you need to address right away. In these types of scenarios, you can apply for a payday loan with us to help get you through this tough spot. You’ll be able to save your credit rating this way and will be able to use the time to get caught up on your finances after the emergency.

Payday loans can help you save your credit rating by giving you just enough to make your payment or to cover your emergency. Find out more about these loans and how easy it is to apply for them by visiting our website today at moneydirectstore.ca or contacting your local Money Direct store.

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If you have any questions about Money Direct products and services, please send us an email and our staff will be happy to assist. For loan application inquiries, call directly or visit any of our convenient locations across the GTA, Nova Scotia and Bristish Columbia.



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      *The Cost of Borrowing at Money Direct in Ontario is $15.00 per $100 advanced. On a $500.00 loan for 14 days, the total payback amount is $575. Total cost of borrowing $75, 391.07% APR. The maximum allowable cost of borrowing under the Payday Loan Act in Ontario is $15 per each $100 advanced. The Cost of Borrowing at Money Direct in Nova Scotia is $19.00 per $100 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $57, with a total payback amount of $357. The maximum allowable cost of borrowing under the Consumer Protection Act in Nova Scotia is $19 per each $100 advanced. Payday Loans are High-Cost Loans.

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