BUSINESS-TO-BUSINESS · CHEQUE CASHING
The banks place holds on cheques. Money Direct cashes almost any cheque at our everyday low price — your money for the most competitive rate in the neighbourhood.
Money Direct is here to help Canadian businesses get paid faster — with instant business cheque cashing and our everyday low price.
The banks place holds on cheques. Money Direct is your faster solution: Walk in with a cheque, walk out with cash.
Our everyday low price means it's your money, and we give it to you at a competitive, transparent rate.
Your trustworthy financial services partner, open coast to coast across Canada.
WHAT WE CASH
We know that banks often place holds on cheques, so we aim to deliver your money faster. Bring in your business cheque, and we'll cash it for you at a competitive rate, with no hidden fees. Our business cheque cashing service is designed to get your money into your hands, not stuck in a hold.
CONTACT YOUR BRANCH →AVAILABLE AT ALL LOCATIONS
Stop waiting on bank holds. Walk into any Money Direct location with your business cheque, valid ID, and proof of your business, and walk out with cash in hand. Call your branch to ask about our competitive rates.
FIND A BRANCH →Bring the business cheque, valid ID, and proof of your business (Master Business License, Articles of Incorporation, Corporate Profile Report, and Bank Account Manager Contact Info). Cash business cheques in person at any Money Direct location.
Our team verifies the cheque and your business in minutes, not days. Fast, simple, and hassle-free.
Walk out with cash, same visit. No holds, no waiting — your money when you need it.
INDUSTRIES WE SERVE
From contractors getting paid Friday afternoon to restaurants handling end-of-week payouts, our branches know how Canadian small businesses actually work. That's why our business cheque cashing is built around your schedule, not the bank's.
Money Direct is a registered Money Services Business (MSB) and maintains full compliance with Canada's Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA). Valid identification is required for all transactions.
If you have any questions about Money Direct products and services, please send us an email and our staff will be happy to assist. For loan application inquiries, call directly or visit any of our convenient locations across the GTA, Nova Scotia and British Columbia.
Please fill the form for any query about franchising opportunities.
Your Money... Direct to you!
*The Cost of Borrowing at Money Direct in Ontario is $14.00 per $100 advanced. On a $500.00 loan for 14 days, the total payback amount is $570. Total cost of borrowing $70, 365.00% APR. The maximum allowable cost of borrowing under the Payday Loan Act in Ontario is $14 per each $100 advanced. The Cost of Borrowing at Money Direct in Nova Scotia is $14.00 per $100 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $42, with a total payback amount of $342. The maximum allowable cost of borrowing under the Consumer Protection Act in Nova Scotia is $14 per each $100 advanced. The maximum default fee upon a return is $20.00. Money Direct Nova Scotia Online Payday License is #253806830. The expiry date is July 31, 2026. The maximum allowable cost of borrowing under the Consumer Protection Act in British Columbia is $14 per each $100 advanced. Payday Loans are High-Cost Loans.
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